Almond Flour Banana Bread with Dark Chocolate Chips Recipe

Total Time: 1 hr 20 mins Difficulty: Beginner
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There’s something timeless about banana bread — the sweet aroma wafting through the kitchen, the golden crust forming in the oven, and the satisfaction of slicing into a perfectly tender loaf. But this isn’t your traditional banana bread. This version takes a beloved classic and transforms it into something lighter, healthier, and equally indulgent — Almond Flour Banana Bread with Dark Chocolate Chips.

This recipe strikes the perfect balance between comfort and nourishment. It’s gluten-free, grain-free, and naturally sweetened with ripe bananas and honey (or maple syrup). The almond flour gives it a soft, moist texture, while the dark chocolate chips add pockets of deep, luxurious flavor. Whether you’re looking for a nutritious breakfast, a mid-afternoon pick-me-up, or a dessert that doesn’t weigh you down, this loaf delivers every time.

Why You’ll Love This Almond Flour Banana Bread

There are countless banana bread recipes out there, but this one stands out for several reasons:

  1. Gluten-Free and Grain-Free
    Made entirely from almond flour, this bread is perfect for anyone avoiding gluten or grains, or simply looking for a more nutrient-rich option.
  2. Naturally Sweetened
    Ripe bananas and a touch of honey or maple syrup replace refined sugar, giving the bread a wholesome sweetness.
  3. Rich in Flavor, Light in Texture
    Almond flour creates a tender, moist crumb with a subtle nuttiness that complements the banana and chocolate beautifully.
  4. Easy to Make
    With simple ingredients and straightforward steps, this is a foolproof recipe that even beginners can perfect.
  5. Wholesome Indulgence
    You’ll get the satisfaction of enjoying a chocolatey, bakery-style loaf — without any guilt or heaviness.

The Healthier Side of Banana Bread

Traditional banana bread is often loaded with white flour, sugar, and butter. This almond flour version offers the same comfort but with more nourishment and fewer empty calories.

  • Almond Flour provides healthy fats, protein, vitamin E, and magnesium. It’s lower in carbs and higher in nutrients compared to regular flour.
  • Ripe Bananas are rich in potassium, fiber, and natural sugars, making them a great natural sweetener.
  • Coconut Oil adds healthy fats that promote satiety and help create that beautiful golden crust.
  • Dark Chocolate Chips offer antioxidants and depth of flavor — a smart way to indulge.

Each slice provides lasting energy, satisfying texture, and natural sweetness — ideal for both adults and kids.

Ingredients Breakdown

Let’s explore each ingredient and why it’s essential to achieving the perfect texture and flavor.

Almond Flour

The base of this recipe. Almond flour is naturally gluten-free and gives the banana bread its moist, soft texture. Always use finely ground blanched almond flour for the best results. Almond meal is coarser and can make the loaf dense.

Ripe Bananas

The darker and spottier your bananas, the better. Overripe bananas bring natural sweetness and help bind the almond flour mixture, which lacks gluten.

Eggs

Eggs provide structure and help the bread rise. They also add richness and moisture — a must for gluten-free baking.

Honey or Maple Syrup

Either sweetener works well here. Honey gives a subtle floral note, while maple syrup adds a warm caramel flavor. Both enhance the natural sweetness of the bananas.

Coconut Oil

Coconut oil contributes richness and helps keep the loaf moist. You can substitute olive oil or avocado oil if you prefer.

Vanilla Extract

A small amount of pure vanilla extract enhances the banana’s natural flavor and ties the ingredients together.

Baking Soda and Salt

These simple pantry ingredients ensure the bread rises evenly and that the sweetness remains balanced.

Cinnamon (Optional)

A pinch of cinnamon adds warmth and depth. It’s optional, but highly recommended.

Dark Chocolate Chips

Use dark chocolate chips with at least 70% cacao for a rich, less-sweet flavor. The slight bitterness contrasts beautifully with the banana’s sweetness.

Step-by-Step Instructions

Step 1: Prepare Your Pan and Oven

Preheat your oven to 175°C (350°F). Line a 9×5-inch loaf pan with parchment paper or lightly grease it with coconut oil. This prevents sticking and makes it easier to lift the bread out after baking.

Step 2: Mash the Bananas

Peel your ripe bananas and place them in a large mixing bowl. Use a fork or potato masher to mash until mostly smooth, leaving a few small chunks for texture. You should have about one cup of mashed banana.

Step 3: Add Wet Ingredients

To the mashed bananas, add the eggs, honey (or maple syrup), melted coconut oil, and vanilla extract. Whisk everything together until smooth and well combined.

Step 4: Combine Dry Ingredients

In a separate bowl, whisk together the almond flour, baking soda, salt, and cinnamon (if using). Mixing these separately ensures even distribution of the leavening agent.

Step 5: Mix Wet and Dry Ingredients

Gradually add the dry ingredients to the wet banana mixture. Use a rubber spatula to fold gently until just combined. Avoid overmixing — almond flour can become heavy if stirred too much.

Step 6: Add Chocolate Chips

Fold in most of the dark chocolate chips, reserving a small handful to sprinkle on top before baking. If desired, you can also mix in chopped nuts like walnuts or pecans for extra crunch.

Step 7: Pour and Smooth

Pour the batter into your prepared loaf pan. Smooth the surface with a spatula, then sprinkle the remaining chocolate chips and sliced almonds on top for a beautiful finish.

Step 8: Bake the Loaf

Place the pan in the preheated oven and bake for 50–55 minutes, or until a toothpick inserted into the center comes out mostly clean. A few melted chocolate streaks are fine — that means it’s rich and gooey inside.

Step 9: Cool Before Slicing

Allow the banana bread to cool in the pan for about 10 minutes, then carefully lift it out and transfer it to a wire rack. Let it cool completely before slicing. This step helps the bread set and prevents it from crumbling.

Step 10: Serve and Enjoy

Slice into even pieces and serve warm or at room temperature. The texture should be tender and moist, with melted chocolate throughout.

Expert Tips for the Best Almond Flour Banana Bread

  1. Use the Right Bananas:
    Bananas with deep brown spots are ideal. They’re sweeter and easier to mash.
  2. Measure Almond Flour Properly:
    Scoop almond flour lightly into your measuring cup and level it off with a knife. Packed flour can make the bread dense.
  3. Don’t Skip the Cooling Step:
    Because almond flour holds more moisture than regular flour, cooling is essential for the perfect texture.
  4. Watch the Oven Time:
    Almond flour browns faster than wheat flour, so check your loaf after 45 minutes and tent it with foil if the top is browning too quickly.
  5. Use High-Quality Chocolate:
    Good dark chocolate makes a big difference. Opt for chips or chunks that melt smoothly without being overly sweet.

Serving Suggestions

This banana bread is as versatile as it is delicious. Here are a few ways to enjoy it:

  • Simple Breakfast: Pair a warm slice with black coffee or green tea.
  • Nut Butter Spread: Top with almond or peanut butter for extra protein and a satisfying bite.
  • Dessert Style: Serve slightly warmed with a drizzle of dark chocolate or a dollop of whipped cream.
  • On the Go: Pack a slice in your lunchbox or take it as a post-workout snack.

Its natural sweetness and soft texture make it a crowd-pleaser for both adults and children.

Recipe Variations

Once you’ve mastered the base recipe, it’s easy to adapt it to suit your preferences.

  1. Vegan Version:
    Replace the eggs with flax eggs (1 tablespoon ground flaxseed + 3 tablespoons water per egg) and use maple syrup instead of honey.
  2. Nutty Delight:
    Add chopped walnuts, pecans, or hazelnuts for a crunchy texture.
  3. Coconut Twist:
    Mix in shredded coconut for tropical flavor and a chewy finish.
  4. Spiced Banana Bread:
    Enhance with nutmeg, cardamom, or ginger for a warm, aromatic version.
  5. Double Chocolate Banana Bread:
    Stir in 2 tablespoons of unsweetened cocoa powder to the batter for a deep, brownie-like flavor.

Storage and Freezing Tips

At Room Temperature:
Store in an airtight container for up to 2 days.

In the Refrigerator:
Keeps fresh for up to 5 days. Slice only as needed to prevent it from drying out.

In the Freezer:
Wrap individual slices in plastic wrap and store in a freezer-safe bag for up to 2 months. Reheat in a toaster oven or microwave when ready to serve.

Pro Tip: To preserve the bread’s texture, let it cool completely before freezing.

The Magic of Almond Flour in Baking

Almond flour is one of the best alternatives to wheat flour. It’s made by finely grinding blanched almonds into a powdery consistency. Unlike regular flour, it’s gluten-free, grain-free, and nutrient-dense.

Benefits of Almond Flour:

  • High in healthy fats that promote satiety.
  • Rich in vitamin E, an antioxidant that supports skin and heart health.
  • Provides a subtle sweetness that pairs beautifully with bananas.

Its natural richness helps create moist, tender bakes — the reason this banana bread stays soft for days without drying out.

The Role of Dark Chocolate Chips

Dark chocolate is more than a flavor boost — it’s a texture and mood enhancer. Using 70% cacao or higher ensures your bread has a sophisticated, less-sweet chocolate presence that melts beautifully throughout the loaf.

It’s also a source of antioxidants and minerals such as iron and magnesium, making your indulgence both enjoyable and beneficial.

For best results:

  • Avoid milk chocolate; it’s too sweet for this recipe.
  • Choose high-quality dark chocolate chips that melt evenly.
  • Sprinkle a few on top before baking for an elegant, bakery-style look.

Troubleshooting Common Issues

Bread Too Dense:
This can happen if you overmix the batter or use coarse almond meal. Use finely ground almond flour and mix gently.

Bread Too Moist or Soggy:
If your bananas are very large or watery, use slightly less mashed banana next time or extend the baking time by 5–10 minutes.

Sinking in the Middle:
Usually a result of underbaking. Check with a toothpick and bake until the center is fully set.

Overbrowning:
Tent the loaf with aluminum foil halfway through baking if the top browns too quickly.

Final Thoughts

This Almond Flour Banana Bread with Dark Chocolate Chips proves that healthy baking doesn’t have to be complicated or bland. Every bite delivers the comforting sweetness of ripe bananas, the subtle nuttiness of almond flour, and the irresistible richness of dark chocolate. It’s the perfect loaf to enjoy any time of day — wholesome enough for breakfast, yet indulgent enough for dessert.

Whether you’re baking for your family, meal prepping for the week, or simply craving a feel-good treat, this recipe fits beautifully into your lifestyle. Moist, flavorful, and nourishing, it’s a staple you’ll return to again and again.

Almond Flour Banana Bread with Dark Chocolate Chips Recipe

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Prep Time 15 mins Cook Time 50 mins Rest Time 15 mins Total Time 1 hr 20 mins Difficulty: Beginner Cooking Temp: 175  C Best Season: All Seasons

Description

This Almond Flour Banana Bread with Dark Chocolate Chips is a moist, fluffy, and naturally sweetened treat perfect for breakfast, brunch, or a wholesome snack. Made with ripe bananas, almond flour, and rich dark chocolate, this gluten-free and refined sugar-free banana bread delivers the perfect balance of nutty flavor and chocolatey indulgence. Whether you enjoy it warm with a cup of coffee or as an afternoon pick-me-up, this easy and healthy banana bread recipe is sure to become your new favorite guilt-free bake!

Ingredients

For the Banana Bread Base:

For the Mix-ins & Topping:

Instructions

Prepare Your Baking Setup

  1. Preheat the oven to 175°C (350°F). Line a 9x5-inch loaf pan with parchment paper or lightly grease it with coconut oil to prevent sticking. Set aside.

Mash the Bananas

  1. In a large mixing bowl, mash the ripe bananas with a fork until smooth but slightly chunky. The riper the bananas, the sweeter and moister your bread will be.

Add Wet Ingredients

  1. To the mashed bananas, add the eggs, vanilla extract, melted coconut oil, and honey (or maple syrup). Whisk well until the mixture becomes smooth and well-combined.

Combine Dry Ingredients

  1. In another bowl, whisk together the almond flour, baking soda, salt, and cinnamon. Mixing them separately helps distribute the leavening agent evenly.

Mix Wet and Dry Ingredients Together

  1. Gradually add the dry mixture to the wet banana mixture. Use a rubber spatula or wooden spoon to fold until just combined—avoid overmixing, as almond flour can become dense if overworked.

Add Chocolate Chips

  1. Fold in ½ cup dark chocolate chips, reserving a few for sprinkling on top. If desired, gently stir in a handful of chopped nuts for extra crunch.

Pour and Smooth the Batter

  1. Pour the batter into your prepared loaf pan. Smooth the top with a spatula, then sprinkle the remaining chocolate chips and sliced almonds over the surface for a bakery-style finish.

Bake to Perfection

  1. Bake in the preheated oven for 50–55 minutes, or until a toothpick inserted into the center comes out mostly clean (a few melted chocolate streaks are fine).

Cool Before Slicing

  1. Let the banana bread cool in the pan for 10 minutes, then transfer it to a wire rack to cool completely. Slicing too soon may cause it to crumble—patience pays off!

Serve and Enjoy

  1. Slice into even pieces and serve warm or at room temperature. It pairs beautifully with a cup of coffee, almond milk, or herbal tea.

Note

  • Storage: Store in an airtight container at room temperature for up to 2 days or refrigerate for up to 5 days. It also freezes beautifully—wrap slices individually and store for up to 2 months.
  • Sweetener Options: You can replace honey with maple syrup or date syrup for a vegan option.
  • Texture Tip: Don’t overmix the batter; almond flour can make the bread dense if overworked.
  • Add-Ins: Try adding crushed walnuts, pecans, or shredded coconut for extra flavor and texture.
  • Serving Suggestion: Spread a little almond butter or Greek yogurt on top for a protein-rich breakfast.
Keywords: gluten-free, healthy banana bread, easy baking, chocolate chip bread, almond flour recipe

Frequently Asked Questions

Expand All:

Can I use regular flour instead of almond flour?

No, almond flour cannot be directly substituted with wheat flour because it absorbs moisture differently and lacks gluten.

Is this recipe gluten-free?

Yes, this banana bread is completely gluten-free when made with certified gluten-free almond flour.